Save with Purpose. Retire with Confidence.
Retirement isn't just a number in a bank account—it's the freedom to enjoy your time without worrying about the bills. Let's build a roadmap to your first work-free day.
Building Your Foundation
Maximizing your 401k, optimizing taxes, and using smart investment strategies to grow your savings as efficiently as possible.
Protecting the Progress
As you get closer to retirement, we pivot—shielding your hard-earned savings from market swings while keeping your growth on track.
Your New "Paycheck"
We turn your investments into a steady, reliable monthly income designed to support your lifestyle for the rest of your life.
Investment Care That Makes Sense
You don't need a complex portfolio to get serious results. I focus on low-cost, smart investing that respects your hard work and stays focused on the long term.
Smarter Diversification
I build portfolios using high-quality, low-cost index funds to reduce your risk without the bloated fees of traditional big-bank funds.
Steady Rebalancing
I monitor your investments regularly, making the technical adjustments needed to keep you on track through every market cycle.
Tax-Smart Oversight
Investing isn't just about what you make—it's about what you keep. I help you minimize taxes on your growth so your money stays with you.
You’re Still in Charge
I provide the analysis and the "buy/sell" recommendations, but no trades happen without your final "OK." You stay in the driver's seat.
Real Help for Real Life
Money is emotional, and life changes fast. Whether you're switching jobs or navigating a family move, I’m here to make sure your plan stays as solid as the day we built it.
Get Started with Zachary
Meet Zachary Willie, MBA
I founded Oakridge Financial Planning with a simple belief: Everyone deserves access to high-quality, objective financial strategy.
With an MBA and years of experience in deep-dive financial analysis, I’ve spent my career crunching the numbers. Today, I use those same skills to help families like yours navigate retirement, investments, and life's big transitions—all without the high costs or sales pressure of traditional firms.
A Clear Path to Results
You don't need more complexity. You need a simple way to move forward.
The Free Chat
We start with a 15-minute, no-obligation chat. We’ll talk about your goals and see if my approach to low-cost planning is a fit for your needs.
The Custom Roadmap
I do the heavy lifting to build your personalized plan—covering everything from your 401k to your monthly savings—so you have a clear way forward.
Ongoing Partnership
I don't just hand you a binder and leave. I stay by your side to manage the details, adjust for life changes, and answer your questions all year long.
“Stop wondering if you've saved enough and start knowing exactly where you stand. Book a free, 15-minute chat to discuss your timeline and see how we can turn your hard-earned savings into a reliable monthly paycheck.” - Zachary