Accumulate with Purpose. Distribute with Confidence.
Retirement planning isn’t a one-time event—it’s the intentional management of your wealth’s entire lifecycle. From building your engine to fueling your future.
The Growth Engine
Optimizing savings rates, tax-advantaged accounts, and data-driven investment strategies to build your maximum retirement nest egg.
Strategic Transition
The critical 5-10 year window where we pivot from aggressive growth to risk-aware protection without sacrificing long-term gains.
Sustainable Income
Transforming your assets into a reliable, tax-efficient monthly paycheck designed to last as long as you do.
Retirement & Investment Management
Everyone deserves a smart, intentional investment strategy, no matter where you're starting from. My approach grows your wealth confidently while keeping you in total control.
Low-Cost, Diversified Portfolios
I build portfolios using a mix of asset classes to reduce risk and maximize growth—without the high management fees.
Regular Rebalancing
Continuous monitoring to ensure your investments stay aligned with your goals, not the latest market trends.
Tax-Aware Strategies
I help you invest smarter by identifying opportunities to minimize your tax bill so you keep more of what you earn.
Non-Discretionary Trading
You stay in control. I provide the expert analysis and recommendations, but no trades happen without your final approval.
Ongoing Coaching & Support
Financial success isn’t a one-time event—it’s a process. I provide the accountability and clarity you need to adapt as life evolves.
Partner with Zachary
Why Work With Oakridge
Led by owner and sole advisor **Zachary Willie, MBA**, Oakridge Financial Planning offers experienced, fee-only advice. With over 6 years in financial analysis and a laser-focused educational background in personal financial planning, Zachary brings analytical precision with a human touch.
How It Works
Planning doesn't have to be intimidating. Here is the path to your customized roadmap.
Start with a Conversation
We begin with a free, no-pressure conversation to learn about your goals, challenges, and what’s on your mind financially.
Build Your Plan
We create a customized roadmap—whether it's budgeting, investing, or retirement—to give you a clear, actionable plan.
Take Action with Support
I help you stay on track and adapt as life evolves. You’ll always have a trusted partner to call when new questions come up.
You don’t have to plan for retirement alone. Whether you’re just starting out or looking for guidance, I am here to help.
Starting can feel overwhelming, so let’s make it simple. There’s no pressure to commit — let’s just talk and see if we’re a good fit.